Whether you have found yourself with a great sum of money, have been rich all your life, or simply like to read these articles and see how the other half lives, there are plenty of elite credit cards that only the very wealthy use and that are specifically made for them. They have features that most people won’t ever see, but if you are one of those who have access to these cards… enjoy them!
1. The Chase Sapphire Reserve Card
If you only know of one big card, then it would have to be the Chase Sapphire Reserve Card. This card allows you to have 60,000 bonus points added to your card with $4,000 dollars worth of purchases three months after the card is activated.
Users can also earn 5x points on flights and 10x points on rental cars and hotels when travel is purchased through the Chase Ultimate Rewards program. Then all these points can be redeemed for travel at a flat rate through Chase or can be used on airline or hotel loyalty programs.
There are also plenty of travel perks such as enrollment and access to the airport lounge, rental car insurance, coverage for the delay and cancellation of their trips, and extended warranty coverage.
So if you are a millionaire who loves to jet set and travel across the world, then you need to see about grabbing this card!
2. JP Morgan Chase Palladium Visa
This card oozes wealth just with its appearance alone, as it is made from palladium and gold, with all the information of the cardholder etched into the material. While the cardholders need to have a long term relationship with the wealth management brokerage of JP Morgan, the card comes with enough features to make such a relationship worthwhile.
First, there is a fee of only $595 a year, and users aren’t charged for late payments, foreign exchanges of their money, late payments, or overdrafts.
Additionally, as you might expect from a card made of literal gold, there isn’t a spending limit on this baby!
3. The American Express Centurion Card
Also known as the American Express “Black” Card, this is the little black card that started it all, and for many people, it is just a myth that will never be seen in their wallets!
In order for someone to be able to get this card, they would need to hold the exclusive American Express Platinum Card while also charging $250,000 or more within the previous year. So the application is a bit more strict than getting a credit card from Sofi.com!
Then once the fee of $7,500 dollars and the membership fee of $2,500 is paid, users can hold one of the most exclusive cards in the world and make use of its features.
These include a dedicated 24/7 concierge and travel agent, free nights at applicable hotels, access to airport lounges and clubs, and free travel tickets for companions. It is a card that gives you the world, and it is certainly a fun card to pull out of your wallet.
These Cards Are Wonderful, And They Must Be Earned
Getting these cards is no easy feat, even for someone who is already very rich. However, if you manage to get your hands on one of these cards, use the massive power it gives you very wisely, because you have most certainly earned it. Plus, if you whip out one of these cards, you might find that there is nothing that you can’t buy!
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